Disclaimer

We are not a lender

Finstep Solutions provides loan assistance and facilitation services. Loan approval, eligibility, interest rates, charges, terms and disbursement are determined by the relevant lender.

We cannot approve a loan, guarantee an approval, promise an interest rate or commit to a timeline. Anyone who tells you otherwise about any broker or consultancy is describing something that does not exist.

Lender decisions

Every lending decision belongs to the lender. Approval, the amount sanctioned, the interest rate, the fees, the tenure and the disbursement schedule are set by them, according to their policies and their assessment of the applicant and the property.

A lender may decline an application for reasons they are not obliged to disclose, and may change their criteria at any time.

Information published here

Content on this website is general guidance for people trying to understand how loan processes work. It is not financial, legal, tax or investment advice, and it is not tailored to your circumstances.

We do not publish interest rates unless we have verified them against the lender's own published source and recorded the date we checked. Rates change frequently, and an unverified rate on a website is worse than no rate at all.

We publish no claims about our own track record, client numbers, approval rates or processing times.

EMI calculator

This calculator provides an illustrative estimate only. Actual EMI, interest rate, fees, tenure, eligibility and repayment terms depend on the lender, applicant profile and applicable terms. Calculator results do not constitute a loan offer, sanction or guarantee.

Lender names and logos

Finstep Solutions provides loan assistance across multiple banks and financial institutions, subject to lender policy and applicant eligibility. Verified direct DSA relationships are identified explicitly on the relevant pages. For other listed banks, Finstep provides independent application assistance and does not claim an official partnership, authorised representative status or direct DSA relationship. Lender names are used descriptively, and all approval, pricing, property acceptance and disbursement decisions remain with the lender.

Property and project information

Where we describe a property, a project or a locality, that description is general and compiled from publicly available sources. We are not the developer, the seller or an appointed agent.

Always verify approvals, RERA registration, title and pricing independently before making any commitment.

Fees

Any applicable charges, if any, will be disclosed to you before the relevant service is undertaken.

Fraud warning

We never ask for your Aadhaar number, PAN, bank account details, card details, passwords, PINs or OTPs through this website.

We do not ask for payment in exchange for a guaranteed approval, because no such guarantee exists. If you receive such a request from someone claiming to represent us, do not act on it and contact us directly on the number published on this site.

Banks we can help you approach

We can help customers understand the application process for State Bank of India, Bank of Baroda, HDFC Bank, ICICI Bank, Canara Bank, Central Bank of India. Listing a lender here does not by itself mean Finstep Solutions holds a direct sourcing, official or authorised-partner relationship with that institution.

Direct sourcing relationships stated on this site are shown only where verified and are attributed to the individual who holds them: State Bank of India — DSA held by Raginee Kumari; Bank of Baroda — DSA held by LK Singh.